Family Financial Operating System

Stop managing money apart. Start building wealth together.

TrellisMoney connects every financial thread in your household. Couples coordinate. Children invest. Grandparents gift. One seamless layer, powered by Open Banking.

Explore the Prototype See a Gifting Link

Family finances are fragmented by design

Banks built products for individuals. Families improvise the rest. Spreadsheets for shared bills. Separate apps for kids' savings. Bank transfers for birthday money that sits in current accounts doing nothing.

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Couples Managing "yours, mine, ours" through clumsy workarounds and joint accounts that sacrifice autonomy
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Children Junior ISAs locked in legacy platforms with no way for the wider family to participate meaningfully
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Extended family Grandparents want to gift something lasting, but the path from "birthday money" to "invested in their future" is broken

The TrellisMoney Architecture

Two axes of connection. One financial layer for the whole household.

Horizontal Axis

Partner Sync

Couples connect their separate bank accounts via Open Banking. Control exactly what you share. See your household liquidity in one view. Sweep excess cash into shared ISAs with one tap.

Privacy slider: share balances only, or full transactions
Household liquidity view across all accounts
VRP-powered auto-sweep into Stocks & Shares ISA
No joint account required

Try this flow →

Vertical Axis

Generational Gifting

Turn your child's financial future into a family effort. Generate a gifting link. Share it with grandparents. They contribute via Apple Pay in seconds. Money goes straight into a Junior ISA.

Junior Stocks & Shares ISA with tangible goal tracking
One-tap gifting links via WhatsApp, no app needed
Video messages attached to gifts
Fractional shares bought instantly on contribution

Try this flow →

How It Works

From fragmented to connected in four moves

Connect

Link your bank accounts via Open Banking. Invite your partner. Set your privacy preferences.

See everything

One household dashboard. Combined wealth minus shared liabilities. No joint account needed.

Build

Open Junior ISAs for your children. Set tangible goals. Auto-sweep excess cash into investments.

Send gifting links to grandparents and family. They contribute in seconds. Money is invested immediately.

Financial transparency, shared goals, and generational wealth. As the default.

Traditional banking isolates individuals. TrellisMoney connects households. We are building the invisible financial layer that makes coordination effortless, gifting meaningful, and wealth building a family activity.